1284 Gordon Ave, Rockledge, FL 32955
4 beds · 2 baths · 1,430 sqft
Stunning Cali Ranch Home in Harvest Landing - 4 Beds, 2 Baths, 2-Car Garage with Upgrades Nestled in the highly desirable Harvest Landing community, this beautiful Cali ranch home offers 4 spacious bedrooms, 2 full baths, and a 2-car garage—providing plenty of room for comfortable living. With its excellent accessibility to I-95 and nearby shopping, this home offers the perfect blend of convenience and curb appeal. Inside, you'll find an open-concept floorplan that effortlessly connects the large kitchen with a central island to the bright dining and living areas. Ideal for hosting guests or enjoying family time, this layout maximizes space and functionality. The kitchen is enhanced with a stylish tile backsplash and sleek stainless steel appliances, making it as functional as it is beautiful. The kitchen also boasts updated cabinet handles for an extra touch of elegance. The Owner’s Suite is a true retreat, complete with a walk-in shower, double vanity, and a spacious walk-in closet with an additional linen closet for extra storage. A fresh coat of paint in the main living areas adds to the home’s inviting, modern feel. Additional upgrades include ceiling fans throughout for year-round comfort, gutters to keep your home looking pristine, and a vinyl privacy fence in the backyard for added privacy and security. With Home is Connected, America’s Smart Home technology, this home allows you to manage your home’s features from your smartphone for ultimate convenience. Don't miss out on this move-in-ready beauty in the desirable Harvest Landing community! Schedule a tour today and make this upgraded Cali home yours!
Source: STELLAR #v4939771
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939771
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939771
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.