12808 Belhurst Ln, Bowie, MD 20715
3 beds · 2 baths · 1,628 sqft
***Offer Deadline Sunday April 6th 3pm ***Stunning & Updated Cape Cod in Prime Bowie Location – A Must-See! Welcome to 12808 Belhurst Lane, a beautifully maintained Cape Cod-style home in the highly sought- after Buckingham community of Bowie. This charming residence offers a unique and inviting open floor plan that stands out from the rest. Step inside to be greeted by a thoughtfully updated main level, where modern design meets timeless appeal. The open-concept living and dining areas create a seamless flow, perfect for entertaining or everyday living. Enjoy meals at the dining table or breakfast bar while soaking in the natural light. Custom built-in features, including a wine rack/bookshelf and a versatile dry bar/breakfast buffet, add character and functionality. Upstairs, the oversized primary bedroom is a true retreat, featuring an expanded custom walk-in closet for ample storage. The renovated upstairs bath is designed for relaxation, complete with a glass-door shower and a separate soaking tub—ideal for a spa-like retreat or accommodating a growing family. Outdoor living shines with a spacious screened-in porch, leading to an open deck & stone fire pit, offering the perfect setting for gatherings with family and friends. The backyard is adorned with a stunning Weeping Cherry tree, Crape Myrtles & Elm tree, while the front yard boasts a majestic Oak tree, Japanese plum, & Azaleas. A matching storage shed in the rear provides additional convenience. The home is ideally located near top destinations like Bowie Town Center, Allen Pond Park, New Carrollton Metro/Amtrak, Annapolis, D.C., Baltimore, 10 scenic parks and major commuter routes. 12808 Belhurst Lane offers both tranquility and accessibility making it truly move-in ready. Don’t miss this rare opportunity to make this exceptional property your own—schedule a private tour today!
Source: BRIGHT #MDPG2143976
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2143976
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.