128 Sabine Rd, Boerne, TX 78006
6 beds · 5 baths · 8,512 sqft sqft
Nestled just minutes from downtown Boerne, offering 40 miles views, this sprawling 15.608-acre unrestricted and very private property boasts a majestic 8,512 sq ft multi-generational home with 6 bedrooms and 4.5 bathrooms, offering both Texas Hill Country living and short-term rental potential. Step into the grand entryway adorned with white rock walls and a stunning wood-paneled ceiling, leading to a bright living area with high vaulted ceilings featuring wooden beams and richly stained planks. Large windows flood the room with natural light and adjoin a dining space. The kitchen is equipped with an island, ample counter and cabinet space, and is designed for both cooking and entertaining. It seamlessly flows into the formal dining room under a vaulted ceiling crafted from dark, rich wood, surrounded by a wall of windows that offer panoramic views of the hill country. The expansive primary suite impresses with its own vaulted ceilings and includes an ensuite with a walk-in shower, garden tub, dual vanities, and abundant natural light. A loft above the suites provides a perfect spot for an office or flex space, alongside an additional bonus room. The finished basement, currently a sophisticated wine room, features wood planks and epoxy floors-ideal for entertaining. The second wing of the home offers separate living quarters, perfect for Airbnb use. A living space, complete with a fireplace, flows into the dining space and kitchenette, complete with gas cooking. The first floor offers two bedrooms and two bathrooms, while the upstairs has three additional bedrooms and a bathroom. Additionally, the upstairs features a seating room and a balcony with gorgeous views. Outside, the covered porch and deck offer a gas grill and spectacular views of the Texas Hill Country, stepping down to a firepit area and gazebo-all set against the backdrop of your private 15.608 acres. Located in the highly acclaimed Boerne ISD, this home combines peaceful, rural living with proximity to urban conveniences, ensuring a lifestyle of serene luxury and practicality.
Source: SABOR #1785913
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1785913
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1785913