128 Roughleaf Trl, Hampstead, NC 28443
5 beds · 3 baths · sqft sqft
What a fabulous find in Hampstead! From upgraded interiors to a stunning view to a hidden theater room in the basement - you really must see this one in person to understand how unique it is! From the street it's hard to believe all this house has to offer. But walk up to the cozy front porch and step inside, you're going to love it here! The current homeowners have taken excellent care of the property and have made lots of upgrades. Removing the columns from the dining area really opened things up. And new flooring in the full bathroom on this level is lovely. But wait until you see the kitchen! Just fabulous! It has been beautifully remodeled and has loads of storage. Off the foyer, the bedroom is currently being used as an office and comes complete with a Murphy bed. The desk is negotiable if you'd like to keep this perfect room as-is. Upstairs you'll find the very large primary suite with impressive closet space and gracious ensuite. This retreat is the perfect place to unwind and rejuvenate. You'll also find three additional bedrooms on this level, along with the laundry room - so convenient! Now head down to the basement to check out the real star of the show - the finished basement. Everything you could ever want is right here in your own home! Gym space - you've got the perfect set up. Bar area - the wall shelving and custom bar (negotiable) are the ideal spot to entertain. Additional office space - check out the built in desks. Family room - yes, that's here, too. But the coolest spot in the house is hidden behind the mirror. A gentle push opens this secret door to unveil the movie room of your dreams. The theater seating, beanbags and projector stay with the house. No need to unpack the first night! Curl up with friends, family, neighbors, or binge a show all on your own. This place is awesome! Don't forget to check out the backyard and your beautiful view! The lot is over an acre so you have limitless options back here. Dogs, kids, gardening, entertaining - everyone is going to love this yard! And if all that isn't enough, the location is second to nne. Dogwood Lakes is tucked just off Hwy 17 right between Hampstead and Jacksonville. Not only is this the ideal location for a commute in either direction, this is also the perfect spot to access the beach! Even though your mailing address is Hampstead, you are covered by all the amenities offered by Surf City - including beach parking! Like to travel? You have several airports nearby. Give me a call and let's see this one TODAY!
Source: NORTHCAROLINAREGIONAL #100438936
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100438936
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100438936