128 Prestwick Grande Dr, Daytona Beach, FL 32124
3 beds · 2 baths · 1,714 sqft
Discover unparalleled elegance and comfort in this stunning 3-bedroom, 2-bathroom single-story residence, ideally positioned in the heart of Daytona Beach's LPGA golf community. Freshly painted interiors and brand-new bedroom carpets enhance the allure of this exquisite property, offering a serene retreat amongst an array of amenities and making it a perfect sanctuary for golf enthusiasts and beach lovers alike. Nestled within a stone's throw of the world-renowned Daytona International Speedway and minutes away from Daytona International Airport, this home places you at the epicenter of excitement and convenience. The Grande Champion Community is enveloped by meticulously maintained golf courses, offering unrivaled access to greenery and tranquility. Boasting an open-concept design, this home features a spacious living area that seamlessly blends comfort with sophistication, perfect for entertaining or relaxing after a day on the greens. The open kitchen, with stainless steel appliances, granite countertops, and a large breakfast counter, is perfect for entertaining and family gatherings. The primary suite has brand-new carpeting and ample space, a walk-in closet, an ensuite bathroom with an easy-access shower, dual sinks, and a substantial second walk-in closet. Two additional bedrooms provide comfortable accommodations for family and guests, complemented by a full secondary bathroom. Step outside to the screened patio and enjoy the tranquility of the fenced-in backyard. The property's location, just 7 miles from the “World’s Most Famous Beach” and even closer to the Tanger Outlets, ensures endless opportunities for leisure and shopping. With easy access to I-95 and I-4, this home is a gateway to exploring the best of Florida’s east coast and easy access to Orlando’s world-famous Theme Parks. This property is not just a home; it's a lifestyle. Enjoy the convenience of living within minutes of top attractions, including the Daytona International Speedway, while indulging in the tranquility and luxury of golf course living. Freshly painted walls and new carpets elevate the sense of refinement and readiness for immediate occupancy. Take advantage of the opportunity to own a piece of paradise in Daytona Beach, a community renowned for its vibrant culture, beautiful landscapes, and active lifestyle.
Source: STELLAR #o6176365
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6176365
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6176365
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.