128 Milestone Rd, Liberty Hill, TX 78642
4 beds · 4 baths · 3,329 sqft
Discover the elegance and privacy of this Bellaheim home, nestled on a spacious one-acre lot within the gated Stonewall Estates community. Surrounded by mature oaks and backing onto a serene greenbelt and pond, this home offers unparalleled tranquility. This 4-bedroom, 3.5-bath residence combines luxury with thoughtful design. The primary suite is conveniently located on the main level, offering a peaceful retreat. Upstairs, you'll find three additional bedrooms, along with a spacious game room and a separate flex space/media room, providing versatile options for entertainment and relaxation. The home also features a dedicated dining room and an office space, ideal for working from home. The heart of the home is the kitchen, which opens to a cozy breakfast area and flows seamlessly into the spacious living room perfect for both everyday living and hosting gatherings. A built-in bar enhances the space, making it ideal for entertaining guests. For wine enthusiasts, a charming wine room and cozy wine nook provide a warm, rustic space to store and enjoy your favorite bottles. Outdoors, you'll find two distinct areas for entertainment. The first is by the pool, featuring a grill and pergola perfect for summer gatherings. The second is a covered space closer to the house, offering another versatile area to host friends and family. Designed with both luxury and sustainability in mind, this Bellaheim residence features energy-efficient enhancements such as low-E vinyl windows and a radiant barrier. Inside, you'll find top-tier finishes, including granite countertops, hardwood floors, and ceramic tile that exemplify the high-end craftsmanship Bellaheim is known for. With a spacious backyard that ensures privacy and stunning natural views, this home is perfect for those who value both comfort and nature.
Source: ACTRIS #6401920
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6401920
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6401920
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.