128 Manchester Ln, Byron, GA 31008
4 beds · 2 baths · 1,801 sqft sqft
Welcome to this beautiful traditional-style brick home, built in 2006, located at 128 Manchester Lane, Byron, GA. This charming property offers 4 bedrooms and 2 baths across 1800 sqft of living space, perfect for families seeking comfort and convenience. Step into the open galley-style kitchen, featuring an eat-in area and a convenient pass-through window to the spacious living room. The large, fully renovated living room seamlessly flows into a versatile dining room/office area, providing ample space for family gatherings and work-from-home setups. The master suite is a true retreat, boasting a double vanity bathroom with a whirlpool tub, a separate stand-up shower, a private toilet room, and a walk-in closet. Two additional good-sized bedrooms are located on the main floor, along with another full bathroom featuring a tub/shower combo. The fourth bedroom, situated on the second floor, offers a cozy space with a closet and attic access. The home has been updated with a brand-new AC unit, updated flooring in the three downstairs bedrooms and the living room, and fresh paint throughout. The good-sized privacy-fenced backyard is perfect for outdoor activities and relaxation. An attached two-car garage provides ample parking and storage space. Located in a quiet, family-friendly neighborhood, this home is conveniently close to the Byron, Centerville, and Warner Robins areas, offering easy access to local amenities and attractions. Don't miss the opportunity to make this recently renovated home your own. Schedule a showing today and experience the perfect blend of comfort and style at 128 Manchester Lane!
Source: GAMLS #10351790
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10351790
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10351790
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.