128 Brockman Way, Goose Creek, SC 29445
3 beds · 3 baths · sqft sqft
**Beautifully Updated 3-Bedroom Townhome in Persimmon Hill with brand new carpet** Welcome to this charming and well-maintained 3-bedroom, 2.5-bath townhome, ideally situated near the entrance of the desirable Persimmon Hill community, just steps away from the neighborhood pool. As you step onto the inviting front porch and enter the home, you're greeted by a spacious living room, complete with a lighted ceiling fan, seamlessly flowing into the open dining area. The kitchen impresses with its modern island layout, offering abundant cabinet and counter space, perfect for both meal prep and casual dining. Recessed lighting adds a warm, modern touch, while a separate pantry and under-stairway storage provide plenty of organizational options.Just off the kitchen, you'll find a convenient half-bathroom and a separate laundry room. Step through the kitchen to enjoy a serene screened porch with an additional outside storage room for all your outdoor essentials. Upstairs, the master suite boasts a vaulted ceiling, making the space feel even more expansive, a large walk-in closet, and a ceiling fan for added comfort. The master bathroom has been tastefully updated with new plumbing fixtures, creating a fresh and modern feel. Down the hall, two additional bedroomsboth featuring ceiling fansoffer flexibility for guests, family, or home office space. The second full bathroom, also updated with new hardware, and a linen closet in the hallway ensure added convenience and storage. This home is equipped with a Nest thermostat for efficient climate control, and ceiling fans in all bedrooms and the living room for added comfort throughout. Persimmon Hill regime fees include lawn maintenance, pressure washing, water & sewer bills, neighborhood pool access and a master insurance policy. With two dedicated parking spaces and ample visitor parking nearby, convenience is at your doorstep. Best of all, the community pool is just a short stroll away. Located close to shopping, dining, and Hwy 176, this home offers both comfort and convenience in a sought-after location. Don't miss your chance to make this lovely townhome your ownschedule a showing today!
Source: CTAR #24022922
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24022922
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24022922
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.