12750 Timber Crossing Dr, Frisco, TX 75033
4 beds · 5 baths · 3,792 sqft
Welcome to this stunning luxury estate, nestled in a prestigious gated community, where sophistication meets resort-style living. This immaculate 4-bedroom, 7-bathroom home is a true masterpiece of modern design and comfort, offering unparalleled amenities for the discerning homeowner. As you step inside, you’ll be greeted by expansive living spaces adorned with high-end finishes and natural light throughout. The gourmet kitchen is a chef’s dream, featuring top-of-the-line appliances, custom cabinetry, and an oversized island, perfect for entertaining. Adjacent, the formal dining room and casual breakfast nook provide versatile dining options. The main level boasts two generously sized offices, ideal for those who work from home or desire a private study and creative space. Each office is tastefully appointed with elegant finishes and large windows offering serene views. Outside, a private oasis awaits. The resort-style pool invites relaxation, with a pool house offering extra space for entertaining or hosting guests. Surrounded by lush landscaping, the outdoor living space is designed for ultimate leisure with a covered patio perfect for al fresco dining. Each of the four bedrooms offers luxurious en-suite bathrooms and ample closet space, providing the perfect balance of privacy and comfort. The primary suite is a sanctuary of its own, featuring a spa-inspired bath with dual vanities, a soaking tub, and a spacious walk-in shower. With the added security of living in a gated community, residents enjoy peace of mind along with exclusive access to private amenities. This home is the epitome of refined living, combining elegance, comfort, and functionality in a truly remarkable setting.
Source: NTREIS #20761349
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20761349
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20761349
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.