12730 Aquamarine Ave, Bradenton, FL 34211
3 beds · 3 baths · 2,160 sqft sqft
High and dry.. No flooding.. No damage..Check out this rarely available "Honor" floorplan that was built to the most recent HURRICANE building code and stayed high and dry through all the recent storms INCLUDING Milton! This move In ready 3 bedroom, 2.5 bath with large study/den and OVERSIZED tandem garage has been handled with care. This 2021 constructed home provides hurricane protection over all glass windows plus up to date building standards to enable the best property insurance rates. Throughout the home you will find 5 1/4" deco baseboards, LED recessed lighting, 16-seer rated TRANE HVAC, whole home security system, ''Culligan'' whole home water filtration system with reverse osmosis and much more! This home also comes with ''Sunnova Solar'' solar panels that can cut your electric bill In half or even more! The kitchen boasts a large Island with breakfast bar, natural gas stove, stainless steel appliances and LED lighting underneath the shaker cabinets that compliment the granite countertops. The living room showcases a spacious environment with more than enough room to entertain guests. The generous sized den/study has a stunning built-in bookshelf with cabinet storage. The primary bedroom and two guest bedrooms can be found on the second level along with loft space which can be used for a child's play area, an office etc. The laundry room can also be found upstairs which makes cleaning clothes very convenient. Open the large three paneled sliders and be amazed at the versatile oversized lanai with gorgeous partial views of the lake, custom ''Backyards N More'' kitchenette equipped with granite counters, stainless steel gas grill and griddle, perfect for those Florida BBQ's all year around! Indigo is an active community that features a full time on-site manager as well as a full time activities director that manages an extensive calendar of activities. A-Rated Gullett Elementary AND Mona Jain Middle School are right outside our gates too! You can also expect sidewalks on both sides of the street, resort style heated community pool/spa at the main clubhouse where you will find 5 cabanas with an abundance of seating, 4 pickleball courts, 2 bocce ball courts, 24-hour exercise gym, meeting room/banquet room and playground. Indigo is also a community that takes care of all ground maintenance to include mowing, fertilizing, irrigation, shrubs etc.
Source: STELLAR #a4609161
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4609161
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4609161
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.