12725 Sunland Ct, Tampa, FL 33625
3 beds · 3 baths · 1,672 sqft
Welcome home to this well-loved, rare end-unit 3-bedroom, 2.5-bathroom townhome nestled on a serene, wooded conservation lot with no rear neighbors. With nearly 1,700 sq ft of living space, this home offers the perfect blend of privacy, entertaining potential, and maintenance-free living. Step inside to find a bright, open concept living and dining area, boasting new vinyl flooring (2022), fresh interior paint (2022), and plenty of natural light throughout. Additional storage space can be found in the handy spandrel closet under the stairs. The spacious kitchen features a breakfast bar, tile floors, a separate dining area, and the half-bathroom — ideal for both casual meals and entertaining. Upstairs, the master bedroom is a true owner’s retreat with, vinyl flooring, vaulted ceilings, an ensuite bathroom featuring a dual sink vanity, a garden tub with a separate shower, and a walk-in closet. Two additional bedrooms upstairs also offer vaulted ceilings, vinyl flooring, and plenty of natural light. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the screened rear porch, surrounded by nature. With exterior and grounds maintenance included in the monthly HOA fee, you’ll have more time to relax and enjoy your tranquil surroundings. The roof was replaced by the HOA in the summer of 2024, ensuring peace of mind for years to come. The Townhomes at Country Run community is conveniently located near shopping, entertainment, and the Veteran’s Expressway, making it just a 5-minute drive to Tampa International Airport and 20 minutes to downtown Tampa. Quick access to State Road 60 and the Courtney Campbell Causeway also provides a direct route to Clearwater, greater Pinellas County, and the Gulf beaches. Don’t miss the opportunity to make this exceptional townhome your own — call to schedule your private showing today!
Source: STELLAR #t3551136
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3551136
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3551136
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.