12722 Westeros Path, San Antonio, TX 78249
4 beds · 3 baths · 2,294 sqft
Leander Incentive 1% to help rate buy down or closing if you use Loan People. "Love Game of Thrones or House of the Dragon?" Live in a community inspired by the amazing series. This beautiful newly property has been meticulously maintained and ready for a new owner to put their person touches. This home offers 2,292 sq ft of comfortable living space, featuring 4 bedrooms, 3 bathrooms, 2 living areas, and is situated on a generous corner lot. The perfect location for medical center and near UTSA, and USAA headquarters and proximity to I-10 and 1604. Shopping and restaurants are near by and convenient. The open concept main floor features Luxury Vinyl Plank flooring, a gourmet kitchen with GAS STOVE. The living room is perfect for hosting with the large island for gatherings. The primary retreat includes dual vanity, walk-in shower, walk-in closet, and convenient access to the outdoor covered patio. Two secondary bedrooms and a full bath round the first floor. The laundry room is conveniently located next to the primary closet. The second floor has a loft for a family room, game area or large office and a fourth bedroom separate full bathroom with shower/tub. It also comes with an owned water softener and filtered water and upgraded light fixtures. This home is still under builder warranty. Don't miss the opportunity to live in sought after highly desirable Archer Oaks. This home won't last, a must see to appreciate. Schedule a showing today.
Source: SABOR #1817073
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1817073
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1817073
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.