12716 Bella Vita Dr, Fort Worth, TX 76126
6 beds · 5 baths · 4,468 sqft sqft
Nestled in the prestigious gated community of Bella Flora, this stunning luxury residence offers an unparalleled blend of elegance and comfort with Texas Hill County touches throughout. Spanning over 4,400 square feet between the main home and guest quarters, this remarkable home is an entertainer’s haven. The main home features 4 beds, 3.5 baths and 3 living spaces. Upon entering, you are greeted by a grand open-concept living area with soaring ceilings adorned with wood beams, custom built-ins and an impressive floor to ceiling stone fireplace. The open living flows into the gourmet kitchen with a sprawling island, custom cabinetry, stainless appliances and walk in pantry. Family can enjoy gathering around the cook at the large island or share meals in the dining space while enjoying views of the resort like backyard. The large primary suite is a true escape featuring a jetted tub and large walk in shower with two shower heads. The guest bedrooms are split from the the main living space offering privacy for family members, each with access to well appointed baths. Don't miss the living space upstairs complete with a half bath that is ideal for a media room, game room or gym. Step outside to discover the picturesque and private outdoor living space that sets this home apart. The recently added pool and spa (2019) create an idyllic setting for relaxation and entertainment, surrounded by meticulously landscaped gardens and expansive patios that invite al fresco dining and sunset views. Adding to the allure, the property includes a charming guest house featuring 2 bedrooms, 1 bath, a complete kitchen and private outdoor space providing a versatile, inviting space for visitors or an ideal retreat for extended family. With its unparalleled amenities and stunning views, this luxurious home in Bella Flora is a rare opportunity to experience the pinnacle of sophisticated living in Fort Worth. Don’t miss your chance to call this extraordinary property home!
Source: NTREIS #20747751
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20747751
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20747751
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.