12713 Lizzie Pl
Fort Worth, TX 76244
3 beds · 2 baths · -- sqft
$380,000
Get prequalifiedAbout this home
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the highly sought-after Saratoga neighborhood of North Fort Worth. Boasting excellent curb appeal and a recently updated roof (2024), this home is truly move-in ready with fresh paint and updated trim throughout. The open floor plan features tall ceilings and a kitchen designed for both functionality and style, complete with granite countertops, a gas cooktop and ample storage space. The primary suite is a true retreat, offering an ensuite bath with dual sinks, an oversized walk-in shower, a garden tub, and a walk-in closet. The bay windows in the primary bedroom also provide a cozy nook while flooding the space with natural light. The garage is a standout feature, oversized for extra storage and a high-lift conversion, providing an additional 12 to 15 inches of vertical space. This home also features a new water heater installed in 2023, which is energy-efficient and designed to save on utility costs. Outdoor living is easy with a covered back patio, perfect for entertaining, and a charming covered front patio. Conveniently located near major highways, a grocery store, and roughly 10 minutes from Alliance Town Center (and the new HEB!) for shopping, dining, and entertainment, this home perfectly blends style, functionality, and a prime location.
Source: NTREIS #20782321
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.