12709 Casting Dr, Manor, TX 78653
3 beds · 2 baths · 1,607 sqft
This charming 3-bedroom, 2-bathroom home is the perfect blend of modern living and small-town charm, located just a short drive from Austin. Nestled in a quiet neighborhood, this property offers a spacious and thoughtfully designed open floor plan that maximizes natural light throughout. The bright, airy living area flows seamlessly into the dining space and kitchen. The primary bedroom located in the main floor features a luxurious en-suite bath with dual vanities and a walk-in closet, providing your own private retreat. Two additional bedrooms on the 2nd floor are perfect for family, guests, or a home office. And, whether you’d like to set up a home gym, game room, kids’ area, or workspace, the loft in this home give you endless possibilities. Step outside to the generous backyard with a cozy fire pit, a tree that provides delicious peaches, and plenty of space for entertaining, gardening, or relaxing on weekends. Whether you're hosting a barbecue or enjoying a quiet evening under the stars, this outdoor space is sure to impress. Furthermore, there are no neighbors behind this home, which provides plenty of privacy and tranquility. Located in the heart of Manor, this home provides easy access to major highways and local dining. With a major retail center and grocery store expected to be completed in 2025, you will have everything you need within minutes from your home. Experience the best of suburban living with the convenience of being close to the city! Schedule a tour today and make 12709 Casting Dr. your forever home!
Source: ACTRIS #3077244
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #3077244
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3077244
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