1270 N Euclid Ave, Upland, CA 91786
4 beds · 2 baths · 2,858 sqft
Exquisite Home on Prestigous Euclid Ave, renovated to perfection! Quality, character, warmth, and wonderful flow all describe this gorgeous home. With the tremendous amount of renovations this home received in the last 7 years, it is so much more than just a beautiful dwelling. The Primary suite was taken down to the studs, reconfigured, and includes a spa tub, large shower with dual shower heads, walk-in closet with attractive organizer, double French Doors, granite finishes, recessed lighting and loads of space. The gorgeous remodeled kitchen is a very special place that includes a coffee bar, granite counter tops, two tone paint finish and nice size walk-in pantry. Modern systems upgrades include a fully paid solar system and with EV charger promising savings on electrical bills, two newer HVAC systems with new ducting and insulation in the attic, tankless water heater also moved to the attic to allow for an attractive expansion of the hallway to the bedrooms, electrical panel upgraded to 200 amp panel, LED recessed lighting throughout, new interior doors, crown molding, 5" baseboards and much more. Additional rooms to suit your needs include a game room with raised ceilings, cheerful dining room, and hobby/laundry room. The rear yard features an inviting patio, newer spa, decorative ledgerstone planter wall, and a variety of plentiful fruit trees including avocado, peach, pear, lemon, orange, and lime. Ask your agent for the supplement that includes a full list of what this home has to offer. So much value for the money! Make the time to see, you'll be glad you did.
Source: CRMLS #CV25076081
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25076081
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.