127 Oak Springs Dr, Seguin, TX 78155
4 beds · 3 baths · 3,200 sqft sqft
Welcome to your secluded retreat in Oak Springs! Nestled on over 2 acres of lush privacy, this captivating two-story single family home offers the perfect blend of tranquility and luxury. Step inside to discover soaring high ceilings and an inviting open floorplan bathed in natural light, creating an airy and welcoming atmosphere. The kitchen is a chef's delight, featuring ample space adorned with pristine white cabinets, complemented by light countertops and gleaming stainless steel appliances. It effortlessly flows into the living room where a majestic fireplace stands as the centerpiece, adding warmth and charm to your gatherings. The primary bedroom, conveniently located on the main level, boasts a spacious five-piece en suite bathroom, providing a serene retreat within your own home. Upstairs, find additional bedrooms, each offering comfort and versatility, alongside a flexible space ideal for a home office or recreation area. Outside, your backyard oasis awaits, complete with a sprawling patio perfect for entertaining or simply relaxing in the sun. A bright and expansive in-ground pool overlooks acres of your own private land, ensuring endless opportunities for outdoor enjoyment and peaceful moments. The home was completely remodeled within the last 10 years, with approximately 600sqft of additional living space. The home also includes an energy saving Geo Thermal System for both the HVAC and water heater. Embrace the lifestyle you've been dreaming of in this exceptional Oak Springs residence. Click the Virtual Tour link to view the 3D walkthrough.
Source: SABOR #1794842
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1794842
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1794842
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.