12698 Achasta Blvd, Hudson, FL 34669
4 beds · 2 baths · 1,983 sqft
Wanting a new home without the wait of having it built? Then this beautiful 4-bedroom, 2-bathroom home, located on a spacious corner lot in the desirable Hudson, Florida will be the obvious choice! With 1983 sqft of open living space, this home is perfect for modern family living. The home offers a seamless flow between the kitchen, dining, and living areas, featuring an abundance of storage, a large island with seating, stainless steel appliances, and dark wood cabinets complemented by elegant stone countertops. The home boasts tile floors throughout the main living areas and plush carpet in the bedrooms, with ceiling fans in all rooms for added comfort. Recessed lighting in the kitchen and main living areas enhances the modern atmosphere. The owner’s retreat is a peaceful sanctuary, offering a spacious en suite bathroom with double sinks, a walk-in shower, and ample closet space. Step outside to the backyard, where you can enjoy gatherings on the open patio, enclosed by a PVC wrap-around privacy fence. The home is also surrounded by a beautifully manicured front lawn and a paved driveway leading to the 2-car garage. Situated in a rapidly growing area, you'll find easy access to local state parks, including the nearby Werner-Boyce Salt Springs State Park, as well as major highways and beautiful beaches. If you're looking for a newly built home without the wait, this is the perfect opportunity to make this charming, move-in ready home yours!
Source: STELLAR #TB8358087
Financials
Source: STELLAR #TB8358087
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.