12628 White Bluff Rd, Hudson, FL 34669
3 beds · 3 baths · 1,694 sqft
Your new home is a stunning and spacious residence located in the highly sought-after neighborhood of The Verandah's in West Pasco County. This beautiful home is perfect for entertaining and offers a quiet, relaxing lifestyle in one of the fastest-growing areas in the country. As you step inside, you will be greeted by an open and inviting floor plan that seamlessly blends elegance with comfort. The living spaces allow for natural light, creating a warm and welcoming atmosphere. The kitchen is open and inviting and comes with all the appliances, ample counter space, and ideal for hosting gatherings with family and friends. The master suite is a true retreat, featuring a spacious bedroom, walk-in closet, dual vanities, a soaking tub, and a separate shower. The additional bedrooms are generously sized, offering plenty of space for family members or guests. Step outside to your private backyard oasis, where you'll find a covered patio perfect for outside dining that provides a serene setting for relaxation and outdoor activities all while being located on a beautiful tranquil pond. The home's layout and outdoor spaces make it perfect for entertaining. Located in The Verandah's, you'll enjoy the benefits of living in a vibrant community with access to excellent amenities, including a clubhouse, pool, fitness center, playground, walking trails, and community events. Plus, this prime location in West Pasco County means you're close to everything that makes the area so desirable. From top-rated schools and shopping centers to dining options and recreational facilities, you'll have everything you need just a short drive away. Don't miss the opportunity to make this your new home. Experience the perfect blend of luxury, comfort, and convenience in a neighborhood that truly has it all. Schedule a showing today and discover why this property is the ideal place for you to call home.
Source: STELLAR #t3535914
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3535914
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3535914
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.