12610 Flynn Rd, Jacksonville, FL 32223
4 beds · 3 baths · 2,568 sqft
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Exceptional 4-Bedroom Home with Pool and Solar Upgrades in Mandarin. Welcome to this beautifully updated 4-bedroom, 2-bathroom home located in the highly desirable Mandarin area of Jacksonville, FL. Boasting 2,568 sq ft of living space on a sprawling .73-acre lot, this property combines modern amenities with timeless charm, making it the perfect retreat for families and entertainers alike. Key Features: Spacious Living Areas: Enjoy an open floor plan with updated flooring and fresh paint throughout. The dining room overlooks the inviting living room, creating a seamless flow for gatherings. Dedicated Office Area if you work from him. Heated & Cooled Florida Room: Relax year-round in the Florida room, offering panoramic views of the expansive backyard and in-ground pool. Outdoor Oasis: The backyard features 9 foot pool (updated with a solar pump in 2021), a gazebo for entertaining an a wood deck for additional seatingall surrounded by a privacy fence. Modern Upgrades: The home includes stainless steel appliances, solar panels, a solar hot water heater, and a solar pool pump (installed in 2022). The roof on both the home and detached garage was replaced in 2018. Natural Light: Glass doors and windows at the back of the home flood the space with natural light, enhancing its warmth and openness. Additional Perks: Ample Parking: An extended driveway accommodates guest parking, with plenty of space for an RV or boat. Convenient Location: Just five minutes from a park and boat ramp, and close enough to the St. Johns County school district for potential special assignment options. No HOA: Enjoy the freedom and flexibility that comes with no homeowner's association. Extras:Washer and dryer convey with the home. The seller is open to negotiations regarding the solar panelscontact the listing agent for details. This exceptional property offers the perfect blend of indoor comfort and outdoor enjoyment. Don't miss your chance to own a piece of Mandarin paradise. Call today to schedule your private showing! Updated Septic inspection on file. Seller is putting a brand new top on the septic tank, but everything else passed. American Home Shield Home Warranty just updated for the year. Warranty is fully transferrable to buyer.
Source: REALMLS #2062475
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2062475
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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