126 Creeks Edge Dr, Sneads Ferry, NC 28460
3 beds · 2 baths · sqft sqft
Welcome to Creeks Edge, a delightful community nestled in the heart of Sneads Ferry! As you arrive at 126 Creeks Edge Drive, you'll immediately feel the warmth and charm of this inviting home, from the tasteful stone accents to the spacious covered front patio—ideal for enjoying your morning coffee while soaking in the peaceful surroundings. Step inside, and you'll be embraced by an open, airy floor plan where the living, dining, and kitchen areas seamlessly connect. The vaulted ceilings, recessed lighting, and elegant wainscoting create a bright and welcoming atmosphere. The kitchen is a true highlight, featuring beautiful granite countertops, a stylish tile backsplash, and under-cabinet lighting that adds a touch of sophistication. Adjacent to the dining area, you'll find a handy mudroom complete with a bench and cubbies, perfect for keeping things organized. The primary bedroom is a serene retreat, boasting a generous walk-in closet and a luxurious ensuite bathroom with a beautifully tiled shower. The first floor also includes two additional cozy bedrooms and a full bath, offering plenty of space for family and guests. Don't miss the large bonus room above the garage—an adaptable space that can serve as an office, media room, or whatever suits your needs. But perhaps the most enchanting feature of this home is the oversized screened patio with its elegant tile flooring. It's the perfect spot to unwind and enjoy your private, fenced in, spacious backyard, which backs up to tranquil trees. Sitting on a generous 0.68 acres, this home truly has everything you've been dreaming of. The walkable neighborhood is great for kids and pets and also includes a private kayak dock with direct access to the Intracoastal Waterway. You get the best of both worlds with a great community and North Topsail Beach just a short 5-minute drive! In addition, it's a quick drive to the gate of Camp Lejeune. You need to see this home today! Sellers are motivated
Source: NORTHCAROLINAREGIONAL #100465951
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100465951
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100465951
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.