126 Bronson Rdg, Anderson, SC 29621
4 beds · - baths · sqft
This new listing at 126 Bronson Ridge is one you'll love more than "just a SMIDGE!" The bright and perfectly curated aesthetic of this home meets you the moment you cross the threshold. The formal dining room is perfectly positioned at the front of the home, making it easy to have a "staged" space for greeting guests as they enter the home. Tall craftsman-style wainscotting accent walls and specialty trim have customized spaces and enhanced the aesthetic. The oversized galley kitchen features abundant cabinet storage along with plentiful quartz countertop meal prep space. The large island provides seating and flows into the living room. Anchored by the fireplace, the living room is a great space for entertaining and allowing the "chef" to feel part of the group! The casual dining nook is just off the kitchen and provides access to the large patio area and privately fenced backyard. The primary bedroom and ensuite are also located on the main level of the home. The ensuite features a 36" dual vanity, private water closet, tiled shower and large walk-in closet. The laundry room (with tons of shelves for easy organization) is also conveniently located on this floor along with a half bathroom for guests! With handscraped engineered flooring throughout the main level, including the primary bedroom as well as a central vac system, maintaining a healthier and cleaner home will be much easier! The second level of the home has many surprises: 3 very large bedrooms, a full guest bathroom, a den and a WALK-IN ATTIC space! There are so many rooms and a variety of ways they can be used. What's more?! This home has a 3 car garage - a very rare find under $500,000! Located outside city limits, you'll appreciate that this home is located near ALL major shopping, Downtown and I-85 - it's "close to everything," and you don't have to pay the "extra" city taxes!
Source: GREENVILLESC #1541060
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541060
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541060
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