12599 CANOE ST, Firestone, CO 80504
Welcome to 12599 Canoe St, an exquisite family home in Barefoot Lakes, Firestone, CO. This stunning property offers 5 spacious bedrooms and 3 and a 1/2 bathrooms, providing ample space and comfort for everyone. You'll be greeted by a charming exterior and an inviting entrance, setting the tone for the elegance within. Inside, discover a thoughtfully designed layout with beautiful flooring, modern amenities, and timeless style. The expansive living areas are perfect for relaxing and entertaining, with large windows that flood the space with natural light. The gourmet kitchen features granite countertops, high-end appliances, generous counter space, a spacious kitchen island, and includes both a double oven and large pantry. Adjacent to the kitchen is a cozy dining room that overlooks the backyard, creating a seamless indoor-outdoor living experience. The main floor also includes a powder room, a large dining room, an office, and a fireplace. Upstairs, there are 4 bedrooms, including the luxurious Primary Suite with a rainfall shower with wall jets, separate bathroom, laundry room, and loft space. The basement adds more living space with a bedroom and bathroom. The home features 10' ceilings and 8' doors throughout and is equipped with a sump pump, radon mitigation system, two furnaces, and two A/C units. The covered patio with a natural gas line is perfect for summer barbecues. The solar panels help save on electricity costs. The attached 3-car garage offers plenty of storage and convenience. This gorgeous home also comes with a security system. The beautifully landscaped yard is ideal for outdoor gatherings. The HOA provides access to lakes, a clubhouse, a pool, a fitness room, and basketball courts. Located in a desirable neighborhood, this home is close to top-rated schools, parks, lakes, shopping, and dining options. With its prime location and impressive features, this home is a rare find. Schedule a showing today and experience the best of Firestone living.
You may be able to put down less than the total down payment amount of $66,899 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #8533404
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