12599 Canoe St, Firestone, CO 80504
5 beds · 4 baths · 4,159 sqft
Welcome home to Barefoot Lakes, Firestone, CO. This stunning property offers 5 spacious bedrooms and 3 and a 1/2 bathrooms! You'll be greeted by a charming exterior and an inviting entrance, setting the tone for the elegance within. Inside, discover a thoughtfully designed layout with beautiful flooring, modern amenities, and timeless style. The expansive living areas are perfect for relaxing and entertaining, with large windows that flood the space with natural light. The gourmet kitchen features granite countertops, high-end appliances, generous counter space, a spacious kitchen island, and includes both a double oven and large pantry. Adjacent to the kitchen is a cozy dining room that overlooks the backyard, creating a seamless indoor-outdoor living experience. The main floor also includes a powder room, a large dining room, an office, and a fireplace. Upstairs, there are 4 bedrooms, including the luxurious Primary Suite with a rainfall shower with wall jets, separate bathroom, laundry room, and loft space. The basement adds more living space with a bedroom and bathroom. The home features 10' ceilings and 8' doors throughout and is equipped with a sump pump, radon mitigation system, two furnaces, and two A/C units. The covered patio with a natural gas line is perfect for summer barbecues. The solar panels help save on electricity costs. The attached 3-car garage offers plenty of storage and convenience. This gorgeous home also comes with a security system. The beautifully landscaped yard is ideal for outdoor gatherings. The HOA provides access to lakes, a clubhouse, a pool, a fitness room, and basketball courts. Located in a desirable neighborhood, this home is close to top-rated schools, parks, lakes, shopping, and dining options. Secure this home's 4.875% assumable mortgage, save thousands annually, and close in 45 days when you work with Roam. Inquire with the listing agent for more details.
Source: RECO #8533404
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #8533404
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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