1259 YORKSHIRE CT, Davenport, FL 33896
Presenting 1259 Yorkshire Ct - This stunning Yorktown model is located within the GATED community of The Dale at West Haven. Positioned on a stunning lot with NO REAR NEIGHBORS, this home, built be Richmond American homes, is the epitome of easy living luxury. The main floor offers an expansive entertaining space at the back of the home: the great room, dining area overlooking the backyard, the kitchen features lots of upgrades such as reverse osmosis, induction cooktop, upgraded appliances & counters & quartz tops. The large central island is stunning and perfect for busy family life & relaxed entertaining. The AC system has the Blue UV light technology for additional peace of mind. The 3-car garage leads to a convenient mudroom with walk-in closet, with full bath and flexible home office/Den. Stunning wood effect floor tile throughout the first floor is an elegant and practical choice. The stairway up to the second floor features elegant iron spindles, windows which flood the area with light and a neutral carpet for comfort. On the second floor, there's an immense loft surrounded by three bedrooms, a shared bath, a laundry room (with sink) and a master suite with a tray ceiling, its own huge walk in luxury shower with a seat, dual sinks with attractive cabinetry and huge CUSTOM WALK IN closet. The outdoor space does not disappoint here! There is a large screened lanai with sitting area and ceiling fan, perfect for entertaining and relaxing. NO REAR NEIGHBORS. The home features a huge 3 car garage. Located just minutes from Champions Gate Golf Course and Posner Park Shopping Mall, West Haven is suitable for both short term rental and permanent residence with convenient access to I-4 (east to Orlando & west towards Tampa), all of the famous local theme parks, parks, lakes, and nature trails. West Haven Community offers community pool, gym, clubhouse, tennis court and beach volleyball court. HOA includes lawn-care, internet & cable TV. Make your appointment today to see this stunning home!
You may be able to put down less than the total down payment amount of $93,659 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5095746