12588 Curling Rd, Manassas, VA 20112
4 beds · 4 baths · 4,905 sqft
Welcome to this meticulously maintained brick-front single-family home, nestled on nearly 1.52 acres of beautifully landscaped grounds with No HOA. Located in a peaceful setting with a large, level backyard that backs to mature trees, this property features an in-ground swimming pool with a diving board, perfect for relaxation and entertaining. Boasting 4 bedrooms, 3.5 baths, and a 3-car garage, this home offers over 4,900 sq. ft. of living space spread across three finished levels. Step inside to a grand two-story foyer that opens to the main living areas, including luxury vinyl plank flooring. The spacious family room with a cozy gas fireplace flows effortlessly into the sunroom extension, bringing the outdoors in and offering serene views of the backyard. The gourmet kitchen features granite countertops, stainless steel appliances, a stylish subway tile backsplash, and an island for extra prep space. A conveniently located office is perfect for those working from home. Upstairs, you’ll find luxury vinyl plank flooring throughout with four generously sized bedrooms, including the owner's suite, which is a true retreat. This room features a vaulted ceiling, fireplace, ceiling fan, a cozy sitting area, and a walk-in closet. The stunning en-suite bath boasts double vanities, luxury vinyl plank, a soaking tub, and a separate stand-alone shower. A laundry room and a full hallway bathroom round out the upper level. The fully finished basement is ideal for entertaining with its expansive recreation space, bonus room, exercise room, and a bar (no running water). A full bathroom completes the lower level. Step outside to the spacious deck, perfect for grilling, entertaining, or just relaxing while enjoying the stunning backyard oasis. The lawn was previously professionally maintained, and there are two sheds, one with power for added convenience. Recent upgrades and improvements include: new pool pump (2022), new multiport pool valve (2024), new foyer chandelier (2024), new living room fireplace and mantle (2024), new dining room linear chandelier from Arhaus (2024), new kitchen chandeliers (2024), new recess lighting (2024), and new family room ceiling fan (2024). Additional updates include new doggie door (2024), new electrical outlets on deck (2024), new basement bathroom toilet, vanity and light fixtures (2024), and new carpet throughout the basement and stairs(2022). The owner’s suite bathroom has been beautifully updated with new vanity, mirrors, lights, free-standing soaking tub, and shower head with 7 different settings (2024). Other recent updates include: new roof (2018), new hot water heater (2019), new vinyl replacement windows (2022), new AC unit (2021), new smoke detectors (2021), and new radon mitigation system (2024). The septic system was pumped in May 2024, and the HVAC and water heater were serviced in 2024. The home also boasts an invisible fence for pets (2024), and the irrigation system is serviced annually. This home is conveniently located mid-county, with easy access to I-66, I-95, commuter lots, and the VRE. It’s also zoned to Marshall ES, Benton MS, and Colgan HS. This beautifully maintained home is ready for its next owners to move in and start making memories.
Source: BRIGHT #VAPW2090856
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: BRIGHT #VAPW2090856
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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