1254 High Point Trl, Elizabeth, CO 80107
4 beds · 3 baths · 2,087 sqft sqft
***LIMITED TIME! Seller offering a $10,600 concession or price reduction for any acceptable offer that goes pending on or before 9/10/2024!*** Impeccable two-story home nestled in the Gold Creek community! This beautiful 4 bedroom, 3 bathroom residence boasts a fantastic location with picturesque views of Gold Creek from the front porch. The stunning kitchen seamlessly flows into the dining and family rooms, creating an ideal space for gatherings. Updated with elegant white cabinets, a large center island, stainless steel appliances, and granite countertops, the gourmet kitchen is a chef's dream. A convenient pocket office adjacent to the kitchen offers a perfect setup for remote work or study sessions. Upstairs, discover four bedrooms, a full bathroom with dual sinks, and a laundry room for added convenience. The primary bedroom is a retreat featuring a coffered ceiling, a ensuite bathroom with dual sinks, and a spacious walk-in closet. The beautifully landscaped backyard offers serene seating areas, perfect for relaxing or entertaining. Enjoy easy access to trails, amenities, and historic downtown Elizabeth. Located in a quiet neighborhood, this home combines peaceful surroundings with proximity to the conveniences of Elizabeth town!
Source: RECO #6719521
Source: RECO #6719521
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6719521
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