1252 Pleasant Knoll Trl, Aubrey, TX 76227
4 beds · 2 baths · 2,140 sqft sqft
This stunning North facing 4-bedroom, 2-bath home was designed for both everyday living and stylish entertaining. With its open-concept layout, you’ll walk into a bright and welcoming living area where natural light pours in, seamlessly connecting the living room, dining area, and kitchen. This is the perfect spot to host gatherings or simply enjoy the flow of space in daily life. The secondary bedrooms are generously sized, offering plenty of room for family, guests, or even a home office setup. Each one is designed with comfort in mind, allowing for easy personalization to fit your needs. The star of the show, however, is the luxurious primary suite. This retreat features an en-suite bathroom complete with dual sinks, a walk-in shower, and not one, but two spacious walk-in closets! Say goodbye to storage issues and hello to organized, effortless mornings with ample room for all your essentials. And it doesn’t stop there—the backyard is an entertainer’s paradise. Step out onto the covered pergola and extended patio, where you can unwind, host cookouts, or relax in the shade. There’s ample room for outdoor furniture and any additions you might dream up to make this space your own. Arrowbrooke offers more than just a beautiful home—it’s a vibrant community with amenities like walking trails, fishing ponds, and playgrounds, creating an ideal environment for any lifestyle. This home captures the essence of easy, comfortable living with the perfect balance of open spaces and private retreats. The following will convey with the home: solar panels, outdoor shed, all planters outdoors, garage shelving, kitchen fridge, garage fridge and deep freezer, gun safe in closet, backyard TV, sprinkler system and controller, & surveillance system with monitors. Solar panels will be paid in full at closing.
Source: NTREIS #20771743
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20771743
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20771743
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.