12509 Stone House Loop, Hudson, FL 34667
4 beds · 3 baths · 2,299 sqft
Welcome to your perfect lakefront oasis in Hudson! This stunning four-bedroom, three-bathroom home is a dream come true for anyone seeking the ultimate Florida lifestyle. As you drive up, you'll be captivated by the inviting curb appeal, making you feel like you're about to embark on an amazing vacation. Step inside, and you'll fall in love with the beautiful engineered hardwood floors that flow throughout, complemented by modern light fixtures and charming barn doors, adding a rustic touch to the home's warm and homey atmosphere. The kitchen is a chef's delight, featuring solid wood cabinets, sleek stone countertops, and stainless steel appliances, including a wine fridge, with a large window that offers a picturesque view of your private, screened-in pool and the serene fishing pond beyond. The primary bedroom, conveniently located on the main floor, boasts a walk-in closet, a private bathroom, and sliding glass doors that lead directly to the pool area—perfect for morning swims or evening relaxation. Upstairs, two additional bedrooms each have their own sliding doors opening onto private balconies, providing a rare and delightful feature that enhances the living experience. The garage is air-conditioned and includes a bonus room that can serve as a guest suite, office, or extra storage. The home also offers extra storage rooms on the side, ensuring that space is never an issue. The brand-new roof and new AC add to the home's list of recent upgrades, making it move-in ready and worry-free. The large covered, screened-in lanai is ideal for hosting gatherings, and you'll love splashing around in your private pool while enjoying the tranquil lake view. The community also offers fantastic amenities, including tennis courts and a pool, adding even more value to this exceptional property. Don't miss your chance to own this slice of paradise—schedule a viewing today and experience the best of Florida living!
Source: STELLAR #t3552421
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #t3552421
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.