12502 Vision Way, Riverview, FL 33578
4 beds · 2 baths · 1,946 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Located on the corner of a quiet Cul-De-Sac in South Pointe – No CDD, Move-In Ready! Welcome to your Florida dream home, located in the highly sought-after South Pointe community of Southern Riverview! This meticulously maintained, move-in ready gem offers the perfect blend of comfort, style, and convenience — all with no CDD fees and access to fantastic amenities including a clubhouse, playgrounds, and two sparkling community pools. Step inside to discover a freshly painted interior in warm, inviting tones and minimal carpet. The open-concept layout offers formal living and dining spaces at the front, setting the stage for easy entertaining. At the heart of the home, the gorgeous kitchen features granite countertops and plenty of cabinets, a cozy breakfast nook, closet pantry, stylish above island lighting. All appliances are STAINLESS STEEL! It flows seamlessly into the east-facing family room, where sliders lead to your concrete patio pad and the fully fenced in backyard with plenty of room for an above ground or in ground pool. The spacious primary suite is your personal oasis, boasting a beautifully renovated en suite with dual vanities with granite counter top, a glass-enclosed walk-in shower, and a soaking tub. Major updates include 2025: partial interior paint, 2024: bedroom ceiling fan and a brand new RANGE, ROOF 2018 offering peace of mind for years to come. Side yard had a hole from above ground pool that was filled in with top soil/dirt in 2025 as well. All of this is just minutes from Hwy 301, I-75! Plus, you're only a short stroll to South Pointe Park, where weekend picnics and family fun await. Shopping, dining, and medical facilities—including a new VA clinic and St. Joseph’s Hospital—are just a short drive away. Enjoy easy travel to Tampa, MacDill AFB, Orlando, or the award-winning beaches of Sarasota. Don’t miss the chance to make this your dream home! Schedule a showing today or, if you’re out of town, ask your agent about our unbranded 3-D walkthrough tour. Location. Lifestyle. Low maintenance. This one truly checks every box — don't miss your chance to own a piece of paradise in the heart of Riverview!
Source: STELLAR #TB8378246
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8378246
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.