125 Wofford Cir, Conway, SC 29526
3 beds · 3 baths · 2,610 sqft
Charming one-level brick ranch is nestled at the end of a dead end street. Sold mostly furnished and well-maintained single-family home offers the perfect blend of comfort and tranquility with front and back porches. Enjoy stunning golf course views & beautiful azaleas from your own backyard and multiple rooms in the home including the updated eat-in kitchen that offers stainless steal appliances, granite countertops, custom cabinetry, and a propane gas range. This 3 bedroom and 3 full bath ranch features oak flooring throughout, a spacious primary suite, a large cozy family room with fireplace and access to a deck & screen porch overlooking the Hackler golf course fairway #17. A formal living room & dining room give ample space for entertaining. Everyone needs extra storage spcae and this one has it! Large laundry, plenty of storage in closets, attic and an additional 11x7 cedar room. A 594 sqft side-load two-car garage provides both convenience and curb appeal, a 16x12 storage shed in the back with electricity, ideal for a workshop or additional storage. This generous home site offering both space and privacy, giving you room to spread out and enjoy the outdoors. Key updates include windows replaced 2015, roof replaced & encapsulated crawl space 2016, garage door 2018, garbage disposal, kitchen faucet & gutters 2019, HVAC on garage side 2021/bedroom end 2016, deck 2023. Square footage is approximate and not guaranteed. Buyer is responsible for verification.
Source: MYRTLEBEACH #2507957
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2507957
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.