125 Interval, Irvine, CA 92618
4 beds · 4 baths · 2,744 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into contemporary luxury with this beautifully designed three-story home, offering both style and functionality. The open-concept main floor features a sleek kitchen with high-end finishes, a spacious living area perfect for entertaining, and a convenient bedroom—ideal for guests or a home office. Step outside to the low-maintenance backyard, complete with artificial turf, creating a perfect space for relaxation or play. Upstairs, the second floor hosts additional well-appointed bedrooms, providing privacy and comfort. The highlight awaits on the third floor: a bright and airy loft with a sprawling private balcony, where you can unwind and take in breathtaking views—perfect for morning coffee or evening sunsets. As an end-unit, this home offers extra windows and natural light, enhancing its bright and inviting atmosphere. With its modern aesthetic, premium features, and unbeatable views, this property is a true gem. Don’t miss the chance to own this exquisite urban retreat! Enjoy all the amazing amenities of the Great Park Neighborhoods, including its parks, clubhouse, heated pools, hot tubs, sports courts and fields, playgrounds, and picnic areas.
Source: CRMLS #OC25075003
Source: CRMLS #OC25075003
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.