125 Hickory Knob Ct, West Columbia, SC 29170
5 beds · 4 baths · sqft
OPEN SATURDAY & SUNDAY! SATURDAY 11am-2pm & SUNDAY 2pm-4pm. Introducing 125 Hickory Knob Court in West Columbia, SC—a breathtaking showcase of the highly sought-after Katherine Floorplan by Essex Homes. This expansive 4,708 sq. ft. residence offers 5 bedrooms, 3.5 baths, plus an upstairs family room for spacious, yet elegant living with a well-thought-out open layout, including a primary suite on the main floor. The grand 2-story entrance highlights rich 5" hand-scraped hardwood floors, vaulted ceilings, and a large Palladium window in the formal living room, exuding warmth, and sophistication. The formal dining area is equally impressive with wainscoting and two-piece crown molding. The heart of the home, a spacious great room, boasts a gas-log fireplace, coffered ceilings, and beautiful archways, effortlessly connecting to the chef's kitchen. This dream kitchen is equipped with newer appliances, a smooth-top range with a double oven, an oversized breakfast bar, a cozy breakfast nook, and a butler’s pantry—perfect for entertaining and everyday living. An expansive sunroom leads to a huge 15x15 deck, overlooking the private, fully fenced backyard complete with a sparkling saltwater gunite pool and lush landscaping. Additional highlights include a thoughtfully designed laundry room with custom cabinetry, new shingles installed in October 2023, and an extra-large lot that maximizes both space and privacy. Best of all—this stunning property comes with no HOA! Discover the finest in South Carolina living at 125 Hickory Knob Court—an ideal blend of luxury, space, and tranquility.
Source: COLUMBIASC #596949
Source: COLUMBIASC #596949
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #596949
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.