125 Deer Dr, Greenville, SC 29611
4 beds · - baths · sqft sqft
This Craftsman-style home in Powdersville offers a fantastic opportunity for those seeking a modern and spacious living space. Built in 2018, the home features 4 bedrooms and 3 bathrooms, providing ample room for a growing family or anyone who appreciates extra space. The open-concept layout boasts a two-story ceiling in the living room, complete with a cozy gas fireplace, creating a warm and inviting ambiance ideal for gatherings and relaxation. The kitchen is well-equipped with a large center island and stainless steel appliances, making it perfect for both cooking and entertaining. An adjacent dining room and pantry add to the home's convenience. One bedroom and bathroom on the main floor makes the space just right for overnight guest. The well-designed upstairs area that includes the laundry room, two other bedrooms and a bath, plus a generous primary suite. This home is tailored for comfortable living. The covered patio gives a wonderful space for entertaining, while the community pool adds to the appeal of the neighborhood. Conveniently located near shopping, restaurants, and Interstate I-85, this property provides easy access to Easley, Greenville, and Anderson. Don't miss out on the opportunity to make this beautiful home yours today. This home is priced to sell.
Source: GREENVILLESC #1536648
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1536648
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1536648
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.