125 Dahlia St, Hudson, CO 80642
3 beds · 2 baths · 1,377 sqft sqft
Single-level home nestled on a generously-sized lot in Hudson, offering ample space, both inside and out, and is ideal for those looking for comfortable, easy living with no HOA or Metro District. The interior features an open floor plan that maximizes space and fills the home with natural light. This allows for seamless flow between the living spaces, facilitating effortless entertaining and comfortable day-to-day living. The spacious kitchen provides plenty of room to move and offers ample prep space and storage. The adjacent space is a designated dining area that provides a lovely setting for family meals or casual get-togethers. All bedrooms include plush carpeting underfoot, providing a cozy and comfortable private space. The primary suite is a particular highlight, with an ensuite bathroom with a jetted tub and a walk-in closet. The fenced backyard with a concrete patio provides plenty of space for outdoor activities and relaxation. A detached garage with automated doors ensures secure and sheltered parking for vehicles or additional storage space. Additionally, the long driveway not only enhances the home's curb appeal but also offers extra parking space. Conveniently located near Highway 76, this home offers easy access to Denver, DIA, and the surrounding areas. The peaceful Hudson location provides a small-town feel while keeping you connected to all the amenities of the city. Whether you're a first-time homebuyer or just looking to downsize, this property could be the perfect fit for your needs.
Source: RECO #3386426
Interest rate and monthly payment estimated based on public records.
Source: RECO #3386426
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3386426
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