12499 Convent Garden Rd, Brooksville, FL 34613
4 beds · 2 baths · 2,049 sqft
Welcome to your Dream Home, a Stunning Four-Bedroom, Two-Bathroom Pool Home with a two car attatched garage built by Michael's Custom Homes with an amazing 30 X 40 Metal Building ( able to fit 4-6 cars ) added in 2022. This Amazing Home sits on a Wonderful .47 Acre Corner lot and offers an expansive living space of over 2,000 square feet. Additional Features include a Brand New Roof in Dec. 2024, Brand New A/C in Dec. 2024, Brand New Well in 2019 and a New Septic Drainfield in 2021 ensuring comfort and peace of mind for years to come. There is a seperate 30 X 40 Metal Building with its own private driveway/entrance constructed in 2022 including an amazing 12 X 40 Metal RV (or Boat) Carport. The home has had a recent APPRAISAL AND AT $495,000 is priced below the appraised value. This Beautiful Home has a modern open floor plan, perfect for both entertaining and everyday living. As you step inside, you are greeted by a bright and airy atmosphere, highlighted by a spacious living room that seamlessly flows into the family room. The heart of the home is the gorgeous kitchen, equipped with sleek stainless steel appliances, elegant quartz countertops, large pantry, lovely tile backsplash and ample cabinetry, making it a chef's delight. The Master Suite is a bright and open space with a Huge Walk-In Closet. The Master Bathroom features a relaxing garden tub and seperate step-in shower with dual sinks and a large vanity with quartz top . The other three guest bedrooms are spacious with fan/lights and large closets. This Home has gorgeous upgraded light fixtures and fans throughout. The Guest Bathroom features a beautifully tiled tub/shower combo with a large vanity with quartz top and dual sinks. Additionally the conviently located inside laundry room comes with a sink and washer and dryer, making laundry day a breeze. Step outside to your private oasis, where you'll find a Gorgeous Beach Entry Pool where you can Sunbathe while Relaxing in the Water and Stay Cool and Comfortable with a Beautiful Custom Fountain. This Stunning Pool was added in 2015 and has an Upgraded pebble finish. The expansive outdoor space is perfect for hosting gatherings or simply unwinding in the warm sunshine. For those with hobbies, a home business or extra storage needs..you will love the massive 30 x 40 metal building featuring separate 110 and 220 electricity, 200 amp service, 96'' fan and exterior lighting and an RV carport complete with gorgeous epoxy flooring, providing plenty of space for your business needs, cars, boats, atv's motorcycles, jet skis and projects. The property is securely fenced in with vinyl privacy fencing, complete with a solar powered gate for enhanced access and security. Nestled in an amazing country setting, this home is just minutes from the Suncoast Parkway, offering easy access to shopping, dining, and all the amenities you need. Don't miss the opportunity to make this beautiful home yours, where luxury meets functionality in a serene and peaceful setting. Priced to sell quickly for only $495,000.
Source: STELLAR #W7870636
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #W7870636
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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