1248 Meadow St, Longmont, CO 80501
4 beds · 2 baths · 1,824 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Absolutely move-in-ready and bursting with charm! Welcome to your freshly remodeled 4 bedroom and 2 bathroom haven in the beloved Meadow Ridge community! From the moment you arrive, you'll notice the attention to detail and inviting feel that makes this home special. Inside, you're greeted by vaulted ceilings and gorgeous wood-look flooring that flows effortlessly throughout a spacious living area. The neutral color palette sets a serene tone. Whip up your favorite dishes or try something new in a kitchen designed to impress! Outfitted with sleek stainless steel appliances, gleaming quartz counters, stylish tile backsplash, and built-in appliances, this space is both functional and fabulous—just waiting for your next culinary adventure. Need a cozy spot to unwind? Each bedroom offers a peaceful retreat perfect for recharging. And don’t miss the finished basement! Whether you're hosting movie night, cheering on your favorite team, or just hanging out, the large bonus room is ideal as a media center or family gathering space. With an additional bedroom, bathroom, and laundry room down below, there’s plenty of room for everyone. Out back, you’ll find a lovely patio framed by shade trees and a generous yard that’s just inviting for summer barbecues or peaceful morning coffee breaks. Whether you're entertaining or simply enjoying quiet moments at home, this Meadow Ridge beauty delivers comfort and style in all the right places. Don’t miss your chance to make it yours!
Source: RECO #3216909
Source: RECO #3216909
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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