1248 Dartford Dr, Tarpon Springs, FL 34688
3 beds · 2 baths · 1,833 sqft sqft
Welcome to your dream home in Crescent Oaks Country Club, where luxury living blends seamlessly with stunning golf course views. This pristine 3-bedroom, 2-bathroom home is nestled on the 16th hole, offering breathtaking vistas and a peaceful atmosphere, all while being safely located outside of a flood zone—no flood insurance required! Inside, you’ll find an open and inviting floor plan, perfect for both entertaining and everyday living. The spacious living room features high ceilings and large windows that fill the space with natural light. The gourmet kitchen is a chef’s delight, boasting granite countertops, stainless steel appliances, and ample cabinetry for all your culinary needs. The master suite offers a true retreat with a walk-in closet and spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a separate shower. Two additional bedrooms are generously sized, providing comfortable space for family or guests. Outside, your private backyard oasis awaits, complete with a sparkling pool for those hot Florida days and a spacious patio perfect for outdoor dining and relaxation. Lush landscaping and mature trees provide the perfect backdrop, making this home a true escape. Enjoy maintenance-free living, with the HOA covering irrigation, lawn and shrub care, and exterior painting, giving you more time to enjoy the country club lifestyle. The roof has been upgraded to durable, long-lasting concrete, and with a 2-car garage, you’ll have plenty of storage and convenience. Don’t miss the opportunity to own a slice of paradise on the golf course—without the worry of flood insurance (this property is high and dry) or exterior upkeep. Schedule your private showing today and experience the best of Florida living!
Source: STELLAR #t3548993
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3548993
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3548993