1245 Eagle Ln, Aubrey, TX 76227
2 beds · 2 baths · 1,551 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your next chapter in the vibrant 55+ Del Webb community, where the best of relaxation and recreation await you! This charming 2-bedroom, 2-bath home offers 1,551 sq. ft. of thoughtfully designed space, featuring an open floor plan that’s perfect for easy living and entertaining. From the moment you enter, you’ll be captivated by the flow of natural light and the seamless connection between the living, dining, and kitchen areas. The spacious owner’s suite is a true retreat, offering a peaceful atmosphere with a private bath and ample closet space. A second bedroom and bath provide flexibility for guests or a dedicated office. Step outside onto your covered back patio, where you can enjoy the beauty of the outdoors in comfort and style, whether you're sipping morning coffee or unwinding after a busy day. Living in Del Webb means you’ll be part of an active, vibrant community that offers incredible amenities – resort-style pools, tennis, pickleball, a fully equipped fitness center, and so much more. It’s not just about the home; it’s about the lifestyle!
Source: NTREIS #20872387
Source: NTREIS #20872387
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
