12445 N Cherry Hills Dr E, Sun City, AZ 85351
2 beds · 2 baths · 1,236 sqft
Get a free consultation call with an expert in the mortgage assumption process.
STUNNING GOLF COURSE VIEWS on the 18th hole of NORTH GOLF COURSE * UPDATED 2 Bed / 2 Bath H4 Floor Plan with a 22x10 BONUS ROOM providing 220 Additional Sq Ft * 1 CAR GARAGE * SIDE GATE to COVERED GOLF CART PARKING * NEW STUCCO EXTERIOR 2018, well Insulated * NEW ROOF 2020 * NEW AC/HEAT 2021 * NEW DUAL PANE WINDOWS * NEW 6 PANEL DOORS & HARDWARE * NEW SEWER LINES 2023 * NEW ELECTRICAL PANEL * NO POPCORN CEILINGS * NO CARPET - TILE & Laminate throughout * UPDATED KITCHEN with NEW Cabinets & Granite Counters * Both BEDROOMS w/ Walk-in Closets * UPDATED BATHS w/ Vanities & ADA Height Toilets * PRIMARY ENSUITE with UPDATED Bath * AZ ROOM w/ Built-in Entertainment Ctr * Fenced in Dog Run w/ Turf * INSIDE LAUNDRY w/ Stackable W/D * COVERED PATIO overlooking the NORTH FACING Golf Course * Welcome to the Active Adult Golf Community of Sun City! The Original Fun City! Sun City offers many amenities & low taxes! 8 Rec Centers with swimming pools, lap pools, walking pools, Hot tubs and every activity, work shop, & craft you can think of! Bowling! Pickleball! Shuffle Board! Pool Tables! Darts! Tennis! Ground Bowling! Mini Golf! Lake Activities! 9 Public Golf Courses & Reduced prices with Rec Card. 3 Private Golf Courses open to the public. And much more! Close to shopping, restaurants & entertainment! Close to Spring Training Base Ball Fields. Close to Arrowhead Mall, Lake Pleasant and all of it's growing amenities & restaurants nearby! Close to Grand Ave & 101 access! The list goes on & on! AGE RESTRICTED RETIREMENT COMMUNITY. ONE PERSON MUST BE 55 YEARS OLD AND NO ONE UNDER 19 YEARS OLD. ANYONE UNDER 19 CAN VISIT - SCHOA RESTRICTIONS APPLY.
Source: ARMLS #6846762
Source: ARMLS #6846762
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.