12437 Meinert Ave, Brooksville, FL 34613
3 beds · 2 baths · 2,014 sqft
Welcome to this stunning property, originally built in 2004 and fully remodeled in 2021, offering modern elegance, comfort and energy efficiency with 2014 sqf of living space, this 3-bedroom, 2-bathroom home is designed to impress from the moment you walk in. Upon entry, you will be greeted by a spacious and bright living room that sets the tone for the entire home, To the left you will find the primary bedroom a true retreat with access to the pool, featuring a private bathroom complete with shower, jacuzzi and dual sinks offering both luxury and functionality. To the right entryway lies the modern kitchen, perfect for cooking and entertaining, seamlessly connected to an inviting dining area, as you move down the hallway, youll discover the second bathroom, ideal for guests or family and a full bathroom with direct acces to the pool, making it convenient for outdoor gatherings. At the end of the hallway, the third bedroom with access to the pool as well as a versatile space to meet your needs. This home comes packed with exceptional features, including a private pool for relaxation and entertaining, and solar panels, fully paid off at closing, insuring efficiency and lower utility costs. the porcelain tile flooring throughout adds a sleek, modern touch while recent upgrades such as the new roof (2021) and the metal fence installed (2023) provide enhanced privacy and peace of mind. This property offers the perfect combination of thoughtful design, high quality finishes and recent upgrades making it a dream home for anyone seeking style, comfort, and convenience, located just 5 minutes from Cortez Blvd, where youll find everything you need, from shopping to dining and essential services only 7 minutes away from the veterans expressway, offering quick and convienient access to tampa and surrounding areas. Dont miss this opportunity and schedule your visit today, this incredible house has everyhing you need to make it your dream home.
Source: STELLAR #tb8332633
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8332633
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8332633
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.