12425 Leanne Dr, Dade City, FL 33525
4 beds · 2 baths · 2,760 sqft
Under contract-accepting backup offers. Located at 12425 Leanne Dr in the tranquil setting of Dade City, this spacious home offers an expansive living experience with 2760 square feet spread across a well-thought-out split bedroom floor plan. The property sits on 1.18 acres, providing ample outdoor space for various activities and a strong connection to nature. Upon entering the home, you'll be captivated by the rustic lodge great room that features a wood-burning fireplace—a focal point of comfort and warmth. The room is designed with exposed wood ceilings and beams, adding to the natural ambiance. A wall of windows floods the space with natural light, enhancing the open, airy feel while providing picturesque views of the surrounding land. The kitchen is both functional and inviting, offering lots of cabinetry, a spacious island with an inset stove, and extensive countertop space, making it ideal for cooking and entertaining. The presence of modern appliances ensures that meal preparation is both convenient and enjoyable. The master bedroom offers plenty of space, including an additional sitting area, a built-in armoire, and a walk-in closet, providing a personal retreat within the home. Secondary bedrooms are generously sized, accommodating guests or family members comfortably. The main bathroom features a rustic look with a tub shower combo, while the master bath includes a shower, catering to varying preferences. The property also boasts a large screen-enclosed back porch, offering the perfect setting for outdoor gatherings or a peaceful evening under the stars without the nuisance of bugs. Adding to its versatility, this property includes an upstairs bonus room that could serve as a fifth bedroom or a home office, further enhancing its usability. Additionally, there is a detached bonus office or workspace, perfect for those who work from home or need a dedicated area for projects and hobbies. In terms of location, the home is ideally situated close to shopping, schools, and hospitals, making daily errands and commutes straightforward. It’s also in close proximity to major interstates, providing easy access to nearby towns such as Dade City, San Antonio, Zephyrhills, and Wesley Chapel. These towns offer a range of amenities and services, ensuring that everything you need is within a short drive. Overall, this property at 12425 Leanne Dr presents a unique blend of rustic charm and modern convenience, set on a generous 1.18-acre plot in a desirable location. It’s a perfect match for those seeking both space and a touch of nature.
Source: STELLAR #t3552303
Source: STELLAR #t3552303
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552303
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