12407 WEATHERSTONE ROW, Hudson, FL 34667
You'll adore this move-in-ready retreat, perfectly located in peaceful Hudson, and just moments from the Beacon Woods Golf Club, shopping, dining, Salt Springs State Park, and the gorgeous Gulf Beaches. With tons of curb appeal, a 2 car garage, 3 spacious bedrooms, 2 updated baths, and an in-demand open floor plan, you'll feel right at home in no time! Farmhouse-style double front doors welcome you into a modern living space with attractive and low-maintenance ceramic tile, and wide sliding glass doors lead out to your own slice of paradise, where you can relax on the covered lanai or spend the day floating in your stunning screened-in pool. The chef in your family will be thrilled with the enormous eat-in kitchen featuring sleek granite countertops, a stainless steel appliance package, timeless brick accents, and a pass-through window to the pool deck. The owner's suite offers idyllic relaxation, two large closets, sliding glass doors, and a ceramic tiled bath with a walk-in shower, and the large guest bedrooms are ideal for kids, visiting loved ones, or creating your home office or craft room. This home has too many delightful details to list here, so come and see it for yourself - call to schedule your viewing today!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3523803