124 Oaks Ct, Pickens, SC 29671
4 beds · - baths · sqft sqft
PRICED to SELL ** Open House Sun., 17th 2p-4p** LUXURY REMODELED home in PRIME LOCATION! This is a rare opportunity to purchase in desirable Griffin Oaks, a well established neighborhood with 21 homesites on 1-2+ acres all offering privacy with mature landscaping. This 4 bedroom, 3.5 bathroom cement siding home sits on just under 1 acre with luxury updates throughout. When you arrive, you will be amazed by the stunning curb appeal. In 2024, the front yard was fully sodded and landscaped with the addition of a DREAM 40’x8’ covered front porch featuring a metal roof, aluminum spindles, stained wood plank decking, wood accent handrails, stained wood tongue and groove ceiling with LED recessed lighting, and ceiling fans. The long driveway offers ample parking with a turnaround pad and oversized 2 car garage with EV charging station and arched accent carriage style garage doors. From the garage is a breezeway to a tiled side entryway / laundry room with new cabinetry and a door to the backyard. This floor plan is a DREAM offering every space a family could desire. The main level features 2 owner suites positioned on opposite sides of the home - both with walk-in closets and fully remodeled bathrooms complete with tiled showers, white shaker cabinets, quartz countertops, tiled floors, and new hardware. From the mud room and one bedroom is a large great room with new high quality carpet & padding and a brick wood burning fireplace with wiring for a TV above and built-in shelving on both sides. From the great room, you step-up to the dining room with newly refinished hardwood floors carried throughout the remaining lower level. The spacious dining room offers ample space for any size table, built-in wood cabinetry to the ceiling with upper glass doors, and glass French doors leading to the 19’x26’ grilling deck, which provides perfect flow for entertaining. From the dining room is a completely remodeled kitchen open to the living area with a gas fireplace. The kitchen features quality 2 toned wood cabinetry to the ceiling with beautiful moldings, custom vent hood, high-end Café appliances, including a built-in microwave in the island, subway tile backsplash, and a ceramic apron farmhouse sink with picturesque window view of the private backyard. By the living area is a hallway with a guest bathroom and a wooden staircase leading to the upstairs hallway with a closet and fully remodeled bathroom with tiled tub/shower, double sinks, quartz countertops, and new hardware. The upstairs has 2 spacious bedrooms each with large walk-in closets. This home offers an upgraded electrical panel, all units serviced and inspected, and all new interior doors and hardware, lighting, and vinyl windows. BUY WITH CONFIDENCE!!! In October, this home was professionally inspected with the report and repairs completed on file and ready to share. LOCATION!!! Just 7 minutes to downtown Pickens, 8 minutes to downtown Easley & The Silos, next to the Pickens Golf Club (new restaurant, bar, fitness center & pool), 23 minutes to Clemson University, and 30 minutes to Downtown Greenville. PRICED to SELL, so don't delay in scheduling your showing.
Source: GREENVILLESC #1539153
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539153
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1539153
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