124 Killdeer Trl, Summerville, SC 29485
4 beds · 3 baths · sqft
Welcome home to 124 Killdeer Trail in the Arbor Walk neighborhood, located in the heart of Summerville! This home is located in the highly desirable Dorchester II school district The home rests on a quiet, cul-de-sac, and a large .27-acre lot. Move in ready home boast 4 large bedrooms, 2.5 bathrooms, a large loft and offering plenty of flexible space. Upon entering, you are greeted by gleaming floors and a grand foyer. Vaulted ceilings and a spacious, open floor plan offer multiple options that are perfect for entertaining or just relaxing! On the first floor, you'll find a formal dining room to your right and a hallway that leads to the eat-in-kitchen and living room space.. The kitchen features custom cabinets with under cabinet lighting, stylish tiled backsplash, and plenty of additional storage with a pantry. Looking out from the kitchen into the living room, open ceilings and a cozy fireplace that extends to the ceiling beckons you to gather together. Off the living room you'll find a half bath, a convenient laundry room, and a meticulous master bedroom with an elegant tray ceiling. A bright master bath includes a large bathtub and a massive walk-in closet with a keypad lock for additional peace-of-mind. On the second floor, a stunning open hallway and flex space overlooking the first floor from both sides offers endless possibilities. Three large bedrooms, each featuring walk-in closets with shelving, and a full bathroom round out the second floor. This community is with-in minutes of Historic Downtown Summerville with Access to I-26, Dorchester Rd, Shopping, Restaurants, Movie Theaters, Public Library, Sawmill Branch Walking/Biking/Jogging/Exercise Trail. Local Neighborhood Pool Membership Available
Source: CTAR #24027411
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24027411
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24027411
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.