124 Brookfield Dr, Thomaston, GA 30286
3 beds · 2 baths · 2,247 sqft
Welcome to this beautiful craftsman style home with tons of upgrades in the sought after Wynnbrook subdivision!! The rocking chair front porch greets you and is perfect for coffee in the mornings while overlooking a perfectly manicured courtyard. The family room features beautiful hardwood floors, soaring ceilings, wood beams, amazing windows that offer an abundance of natural light and a floor to ceiling stacked stone fireplace. The chefs kitchen features a large island, stainless steel appliances, lots of cabinet space and flows effortlessly to the outdoors and family room. Perfect for entertaining guests. Two guest bedrooms on the main level with one having it's own access to the large deck overlooking the private backyard and pool. Large guest bath with double vanity and custom tile shower. The owner's suite features a custom walk-in closet, updated luxury bathroom with jacuzzi soaking tub, & separate tile shower. Beautiful views overlooking into the family room from the main bedroom and its very own balcony to enjoy your morning coffee. Additionally, there is a large unfinished room upstairs that could be finished into a 4th bedroom or office. The laundry room is located off the side entry to include a mud room sink. The private outdoor oasis is fun for everyone. Huge deck for gatherings and lovely swimming pool for cooling off on those hot summer days and an outdoor shower. The side lot goes through the woods into an open area and is very private. The large detached two car garage is connected with breezeway and has a side entry to easily access the kitchen. There is an abundance of beautiful knock-out rose bushes, blueberries, grapevines and flowering trees on the lot. The property is located towards the end of the subdivision at the cul-de-sac and is very private. New water heater, new dishwasher and all appliances to remain! Call today to schedule your private tour.
Source: GAMLS #10289261
Source: GAMLS #10289261
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10289261
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.