1239 Trisail Ln, North Myrtle Beach, SC 29582
3 beds · 2 baths · 2,500 sqft
JUST REDUCED!! This exceptional 3 Bedroom 2 Bath home located in the prestigious gated golf community of Tidewater Plantation is truly one of a kind. Tidewater Plantation is a guard-gated golf course community nestled in the heart of Cherry Grove Beach and along the Intracoastal Waterway with views expanding to the Atlantic Ocean. This home is completely updated inside with BRAND NEW Appliances, modern finishes, thoughtfully designed and is neat as a pin. A meticulously maintained home offering plenty of space inside with natural light in every room. Vaulted ceilings, Carolina room, plenty of space and an outdoor patio with privacy provides you with a backyard oasis to relax with endless possibilities to entertain. This home is on a corner lot with complete wall privacy and gate that encloses the backyard which is simply never found in this particular community. These are just only a few of the qualities that make this home so special. There is plenty of space for indoor entertaining with this versatile floorpan which offers a customized feel & thoughtful design providing function and beauty at every turn. Features include an inviting entry, family room with fireplace and a bright & airy second living room space leading out to your courtyard. The large kitchen is gorgeous, spacious with plenty of storage providing a perfect home for everyday living/entertaining and brand new appliances make for easy day to day meal prep. The most notable upgrades are the new and efficient systems: New Roof, Brand New Garage Doors, Water Heater and new HVAC system makes this home completely move in ready. A custom built home that simply you can not find anywhere else. Tidewater Plantation is like no other in the area; this community offers 24-hour guard security while conveniently located to boutique shopping, the beloved Cherry Grove beach, & simply the best restaurants in town. Tidewater offers only the most luxurious amenities including access to a private owners-only beach cabana in Cherry Grove, numerous pools & jacuzzies, state of the art fitness center, tennis courts, pickle ball, clubhouse, pro shop & restaurant, plus library and owner amenity center. The natural landscape and beauty of this home & community is unparalleled to any other in the area with gorgeous mature trees throughout. Do not delay on this amazing home/private courtyard corner lot! You will not find a home like this and the location in North Myrtle Beach can not be replicated. Simply put-SPECIAL. This is a must see and never does a home like this come available. Schedule your showing today as this home will not last long! All square footage/information is approximate and to be verified by the buyer.
Source: MYRTLEBEACH #2504486
Source: MYRTLEBEACH #2504486
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.