1239 Lutheran Church Rd, Copperas Cove, TX 76522
4 beds · 3 baths · sqft
"THERE IS NO PLACE LIKE HOME" and if your LOOKING for a 4BED/3BATH 4 Side Masonry HOME situated on a 3.51 Acre LOT, fully fenced with security automatic entry; you will Fall in-love with this ONE! You will be in AWE over the long driveway leading up to the 3 CAR GARAGE and beautiful landscaping; talk about curb appeal. As you walk into the home you will be greeted by the custom entry door leading into a huge foyer. To your right you will notice a large office space and directly to your left a massive formal dining area open to a large family room. The living area is open to the eat-in kitchen with a large stone breakfast bar. The kitchen features custom cabinets, built-in double ovens, a stove top, granite counter tops, stainless steel appliances, backsplash and a large walk-in pantry. This home features a split floor-plan with two bedrooms and a long hallway with a full bath to your right and the opposite side featuring one bedroom, full bath and another long hallway with a wooden hall tree leading out towards the garage area. The primary bedroom is located on the very right side of the home as you walk in; featuring a high-vaulted wooden beamed ceiling and the primary bathroom featuring a large walk-in closet, separate large walk in shower and garden tub, dual vanity with custom cabinetry. The exterior offers a massive covered patio overlooking the beautiful sunset off to the right. This is a custom built home with far too many features to add on this description...You will need to schedule a tour today to see what this home has to offer!
Source: CENTRALTEXAS #562209
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #562209
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #562209
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.