12381 Nate Cir, Parker, CO 80134
3 beds · 3 baths · 1,511 sqft sqft
Discover your dream home in the sought-after Stroh Ranch community! This meticulously maintained 3-bedroom home features stunning curb appeal, a welcoming front porch and beautiful landscaping. As you enter, you're greeted by high ceilings, modern light fixtures, custom drapes, built-ins & abundant sunlight from large windows. The kitchen is a culinary haven, equipped w/high-end slab granite countertops, deep stone sink, 42” high oak cabinets, gas stove, upgraded SS appls & under/above cabinet lighting. The main floor laundry offers cabinets, a closet & a hanging rod for organization. A sunny loft provides space for work & family tasks. The master bedroom features a walk-in closet & an updated en suite bath w/granite countertops, tile floors, a soaker tub, dual sinks, newer faucets & light fixture. Upstairs, there are 2 additional BRs & all updated bathrooms. You'll love the well-manicured backyard featuring lush grass, a brick patio, a sprinkler & drip system, solar lights and a gazebo. This beautiful home showcases true pride of ownership, with newer rain gutters, window screens, a storm door, a Trane A/C unit and a sliding glass door w/interior blinds. The original owners have never smoked or had pets in the home. This community offers an array of amenities! Within walking distance, enjoy a recreation center, outdoor competition-sized pool, kiddie pool, year-round indoor pool, clubhouse, conference room, playground, tennis & racquetball courts, a workout room & a fitness center w/classes like Zumba & Pilates. And lots of community events! You'll also be just steps from the Cherry Creek Trail, providing plenty of walking/biking trails & open space! Stroll down nostalgia Old Town Mainstreet for coffee & shopping! Close to restaurants, Parker Library & Parker Hospital. Commuting is easy w/quick access to DTC, Downtown Denver & DIA plus 10 minutes to E-470 & I-25. With great neighbors, top Douglas County schools & a low HOA, this home and community have it all!
Source: RECO #5808750
Interest rate and monthly payment estimated based on public records.
Source: RECO #5808750
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5808750
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