12365 Silton Peace Dr, Riverview, FL 33579
4 beds · 3 baths · 2,896 sqft sqft
One or more photo(s) has been virtually staged. Welcome to your dream home! This beautifully maintained 4-bedroom, 3-bathroom, 3-car garage home offers 2,896 square feet of living space, designed with an open floor plan that’s ideal for both relaxation and entertainment. The heart of the home is the stylish kitchen, equipped with stainless steel appliances, 42" cabinetry, Corian countertops, large pantry, and an extensive breakfast bar overlooking the living and dining areas, creating a perfect setup for hosting gatherings or enjoying everyday family life. The split-bedroom layout provides a private retreat for everyone. The primary bedroom is spacious and versatile, with an extra area that can be used as a reading nook or fitness corner, and the en-suite bathroom features a jetted tub, separate shower, dual sinks, and a generous walk-in closet. Across the home, you'll find three additional bedrooms, two more bathrooms, and a bonus room offering even more space for a secondary home office, playroom, or entertainment area. Step outside to enjoy your own private oasis! The screened-in lanai with floating composite deck tiles and retractable shade panels is perfect for relaxing or entertaining guests, and the fully fenced backyard with lush grass and banana trees offers plenty of space for families, pets, or gardening. An additional open patio is ideal for grilling or cozying up around a fire pit. The home is packed with smart features and upgrades, including solar panels, a Tesla charger station, a whole-house water filtration system, Ring security system, a portable generator power distribution panel, and pre-wiring for whole-home speaker system. Recent upgrades include a new roof (2022), an AC system with UV lights (2022), and a gas water heater (2019), giving you peace of mind for years to come. Located in the sought-after Panther Trace community, this home grants you access to fantastic amenities, including a community pool with splash pad, clubhouse, tennis/pickleball courts, basketball courts, bating cages, and a playground. Collins PreK-8 School is conveniently located within the neighborhood, and with easy access to both Highways 75 and 301, you’ll enjoy quick commutes to downtown Tampa and MacDill AFB. Plus, with shopping, dining, and all the essentials nearby, you’ll have everything you need within easy reach. This home truly has it all—schedule a showing today and see it for yourself!
Source: STELLAR #tb8320407
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320407
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320407
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.