12339 Silton Peace Dr, Riverview, FL 33579
4 beds · 4 baths · 3,292 sqft
Welcome to your dream oasis! Seller is offering up to 2% toward buyer closing costs or interest rate buy-down with an acceptable offer—an incredible opportunity for added value in one of Riverview’s most desirable neighborhoods! This stunning one owner 4-bedroom, 4-bathroom single-family home spans an impressive 3,292 square feet, offering a perfect blend of elegance and comfort. As you enter through the front patio door, you'll be greeted by high ceilings adorned with exquisite crown moldings and an inviting foyer that sets the tone for the rest of this remarkable residence. The chef's kitchen is a culinary delight, featuring a breakfast bar, eat-in area, and top-of-the-line Energy Star appliances, including a gas range and brand-new stainless steel appliances (Nov 2023). The spacious dining alcove and bonus/media/recreation room provide ample space for entertaining, while a home office offers a quiet space for productivity. Retreat to the main floor primary suite, where luxury abounds with a double sink vanities, soaking tub, and a separate shower. Throughout the home, you’ll find hand-scraped hardwood floors, and custom plantation shutters, adding timeless charm and warmth. Step outside to your screened-in and covered lanai, perfect for enjoying the outdoors all year-round in the private backyard! With room for a hot tub and a dedicated power, this space is ideal for relaxation and entertaining. Major upgrades include a new roof (Nov 2024), hurricane-rated windows and back door (2020 & 2022), fresh exterior paint and new garage side door (May 2024). The home also features central AC and heating, a dedicated laundry room with a washer and dryer, and an attached garage with ample parking for guests. Additionally, the current mortgage is assumable with a 4.25% interest rate. Nestled in Panther Trace, one of Riverview’s most sought-after neighborhoods, residents enjoy resort-style amenities including a community pool with splash pad, clubhouse, playgrounds, tennis/pickle ball courts, basketball court, and bating cages. With easy access to I-75, US-301, and the Selmon Expressway, commuting to Tampa, MacDill AFB, and Florida’s world-renowned beaches is effortless. Schedule Your Showing Today! This home offers unparalleled upgrades, a fantastic location, and a welcoming community. Don’t miss out—schedule your private tour today!
Source: STELLAR #TB8359880
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8359880
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.